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Costs & Insurance

What contact lenses actually cost per year by brand, every current manufacturer rebate, and how FSA, HSA and vision insurance really work. Prices are dated so you know how fresh they are.

Does Aetna Vision Cover Contact Lenses?

Does Aetna Vision Cover Contact Lenses?

The highest allowance we have found anywhere — and the strictest medically necessary threshold. The same prescription that qualifies you under Davis Vision will not qualify you here, and the fitting benefit is a discount rather than coverage.

Does Superior Vision Cover Contact Lenses?

Does Superior Vision Cover Contact Lenses?

A lower allowance than most carriers, a $35 fitting copay — and a definition that quietly reclassifies every first-time wearer as a specialty fit, even in an ordinary daily lens.

Does Davis Vision Cover Contact Lenses?

Does Davis Vision Cover Contact Lenses?

Davis is the one carrier that covers some contact lenses in full — no allowance, fitting included. The catch is in three words most members never read: up to a six month supply.

Does Medicare Cover Contact Lenses?

Does Medicare Cover Contact Lenses?

Almost never — but there is one exception worth several hundred dollars, it applies after each cataract surgery rather than once per person, and there is a supplier rule that quietly disqualifies most online retailers.

Walmart Contacts Review: The Best Return Policy Nobody Mentions

Walmart Contacts Review: The Best Return Policy Nobody Mentions

A 90-day money-back guarantee and free shipping with no minimum, which beats most of the category outright. The catch is timing — and a small fee you should never pay.

LensDirect Review: The Insurance Help Is Thinner Than It Looks

LensDirect Review: The Insurance Help Is Thinner Than It Looks

LensDirect markets vision insurance reimbursement as a feature. What they actually do is link you to eight carriers’ claim forms. The genuinely interesting thing about them is a $10 warranty nobody talks about.

Contact Lens Allowance or Frame Benefit: Which Is Worth More?

Contact Lens Allowance or Frame Benefit: Which Is Worth More?

Your plan makes you pick one. The frame benefit usually stretches further than the contact lens allowance, for a reason buried in the fine print, and it lasts longer. Here is how to run the numbers before you are standing at the counter.

Medically Necessary Contact Lenses: When Your Plan Pays in Full

Medically Necessary Contact Lenses: When Your Plan Pays in Full

If you have keratoconus, a prescription past 8 dioptres, or a 3-dioptre difference between your eyes, your plan may cover contacts in full instead of handing you a $150 allowance. Most people who qualify never ask.

Does Vision Insurance Cover Contact Lenses?

Does Vision Insurance Cover Contact Lenses?

Most plans cover contacts, but the allowance is smaller than people expect and using it means giving up your glasses benefit. VSP and EyeMed structure it very differently, and one line in EyeMed’s fine print costs disposable wearers real money.

Using FSA or HSA Money on Contact Lenses

Using FSA or HSA Money on Contact Lenses

Contact lenses, solution, exams and even laser surgery are eligible medical expenses. Paying with pre-tax dollars is the biggest discount most wearers can get, and the deadline catches people every December.